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Monday, July 13, 2009

Repairing credit yourself?

Read; before trying to repair credit yourself. Repairing credit is a simple and yet daunting task

 I would like to share steps on how to fix
bad credit. These steps may seem easy,
but they require a lot of dedication, time and patience. I would also forewarn
you that a single mistake on your part, can further ruin your
credit and you may end up buying another
7-14 years for that negative item to stay on your report.



  • First step is to obtain your credit
    reports from all credit bureaus.

  • Review the reports and locate the negative/incorrect items.

  • Once you have located these items, start dispute them with the credit
    bureaus (Be careful here and remember what you tell them; one wrong verifiable
    statement, and your credit file will be flagged)

  • Disputed items are removed or corrected. Items that were not re-verified
    are removed.

    Helpful Tip: Send disputes during busy times of the year. Delays can be cause
    in verification process if disputes are sent during the first 2 weeks of
    November or last 2 weeks of December.




I hope, this article will help you all out there, who are suffering in the hands
of bad credit . If you need any advice or
if you have any questions, please feel free to shoot me an email.



Let me wish you Good Luck, if you decide to take this important step for
yourself



Arslan



AmeriFico

http://www.amerifico.com

Credit Repair Analysis & Restoral
Services

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